The demo version works without the use of a smart card reader, smart card/USB smart key and without a connection to a bank. When activating the software, you can enter any character set in the Personal Identification Number (PIN) field, as the demo version does not check it. It allows you to use most of the tasks that a real programme has: preparing orders, messages, transaction overview, archive for domestic payments, cross-border payments and payments with third countries and International cash management. The exceptions are the functions related to security features (changing the password for the smart card/USB stick, connection to the bank) and the functionalities that work via WEB services (e-invoices, securities, consents and objections for SEPA direct debits, etc.).
You can also sign the prepared orders and perform the send function. The software will simulate the bank processing itself and transfer the tasks as processed to the archive, while at the same time creating debit items for them.
DEMO Hal E-Bank is available here.