Choose QDC One for All (smart card / USB) if:
- you always use the web bank in the same place, ie. the office
- in addition to Halcom MultiPay applications, you also use Hal E-Bank
Choose QDC Halcom One if:
- you want to enter the Halcom MultiPay web application anywhere and anytime
- you are using the macOS operating system
- you always have your mobile device with you and transferring QDC One for all (smart card / USB) is an obstacle
- you will use only Halcom MultiPay, not also Hal E-Bank